Borrowing power
How much could you borrow?
An indicative estimate built on APRA-style serviceability, your income, your commitments, and a buffered assessment rate. This is not to be relied upon for any expectations, it is more of just an idea. Edit any assumption below.
Instant borrowing estimate
Enter your income and expenses to estimate how much you could borrow.
Estimate • 30y • 6.50% +3%
Take-home pay gives the most conservative estimate.
Household
Dependants
Postcode
HEM
Prefilled with a HEM benchmark of $1,850 for a single in Australia-wide average. Type to override.
Car loans, personal loans, credit card minimums.
Monthly surplus
$0
Repayment @ assessed rate
$0
Assessment rate
9.50%