Insurance.
A mortgage is usually the largest thing a person signs for. We can help you put the right finance in place. What we cannot do is advise you on insurance, because that sits under a different licence to ours. So we introduce clients to Tower Partners instead, and they take it from there.
- Life, TPD, trauma, income protection
- Home, landlord and business cover
- An introduction, not advice from us
Start here
Talk to Tower Partners about cover.
Open the enquiry form Talk to a brokerAn introduction only. We do not provide insurance advice.
40+ lenders
One application, whole panel
Same week answers
Pre assessment in days
Written comparisons
Numbers, not sales talk
Australia wide
Remote friendly process
Personal insurance
Protecting the people behind the mortgage.
These are the personal covers Tower Partners can walk you through.
Life cover
Pays a lump sum to the people you nominate if you die, or on diagnosis of a qualifying terminal illness.
Total and permanent disability
Pays a lump sum if illness or injury means a doctor determines you are unlikely to work again.
Trauma cover
Pays a lump sum on diagnosis of certain specified serious conditions, which can include cancer, heart attack and stroke.
Income protection
Pays a monthly benefit of up to 70 percent of your income if illness or injury stops you working.
General insurance
The property and business side.
Residential property
Covers a home or an investment property, and can include building, contents and landlord cover against events such as fire, storm, flood and theft.
Commercial property
Covers commercial buildings, offices, warehouses and retail premises along with their contents.
Business insurance
Covers the operation itself, and can include public liability, professional indemnity, business interruption, management liability, and cover for tools or equipment.
What any policy actually covers, what it excludes and what it costs depends on the insurer and on your own circumstances. That is the conversation to have with them, not with us.
- A dedicated contact rather than a queue, one person accountable to you across every cover
- Comparisons across leading insurers to find the right cover and price
- Cover reviewed again as your circumstances change, so it always fits
- Claims managed end to end with the insurer on your behalf, when it matters most
- Guidance and support for your family through the most difficult times
- An Australian team working with clients around the country
How the introduction works
- 01
Open the form
Fill in the Tower Partners enquiry form. It reaches their team with the referral noted.
- 02
They get in touch
Isaac Wicks, their director, usually picks these up and talks you through your options.
- 03
Your loan keeps moving
Nothing about your loan changes either way. We do not send them your loan file or financial documents.
Prefer to talk? Call Tower Partners on 1300 259 735 or email enquiries@towerlifeinsurance.com.au. You can also reach Isaac Wicks directly on 0434 301 129 or isaac@towerlifeinsurance.com.au.
What this is, and what it is not
Vairo Finance is authorised for credit. That covers loans. It does not cover insurance, and we are careful about the line between the two.
We do not provide insurance advice. We do not recommend a policy, arrange cover, or assess the cover you already hold. What we do is make an introduction to Tower Partners, who are authorised to do that work.
Everything about cover, premiums, exclusions and claims happens between you and them. Whether you take up the introduction is your call, and it has no bearing on your loan or on how we handle it.
Who Tower Partners are
Tower Life Insurance is a trading name of The Trustee for Tower Partners Unit Trust, Corporate Authorised Representative number 1316450 of Life Plan FP Australia Pty Ltd, Australian Financial Services Licence 277681.
They are a separate business to Vairo Finance. Their advice, their documents and their conduct are theirs, and their licensee stands behind them, not us.
Disclaimer
This page provides general information only. Vairo Finance makes an introduction to Tower Partners and does not provide insurance advice. Please read their privacy policy, Insurance Disclosure Warning (PDF) and Financial Services Guide (PDF).
Common questions
Insurance questions, answered.
The questions clients ask us most before we make the introduction.
All FAQs
