Offset
How much could an offset save you?
An offset account reduces the loan balance interest is charged on. Adjust your offset balance and regular deposits to see the potential interest and time savings over the life of your loan.
Offset savings estimator
See how an offset balance plus regular deposits could reduce the interest you pay and the time it takes to repay your loan.
Offset account
Interest you could save
$239,487
over the life of the loan
Loan balance over time
Compare how fast your loan is paid off with and without an offset.
Cumulative interest paid
See how much interest you avoid each year by using an offset account.
Indicative only. Assumes a constant interest rate, that the offset balance stays in the account, and that regular deposits are added each repayment period. Actual savings depend on your offset arrangement, redraws, fees, and rate changes. Speak with a Vairo broker for a tailored assessment.
Want to turn these numbers into a strategy?
A Vairo broker can model this against real loan products, offset structures, and lender policies tailored to your situation.